Earneli
About This Project
Built for Canadians who deserve to understand their pay
Why This Was Built
Most Canadians receive their first paycheck and are surprised — sometimes shocked — by how much is deducted. Federal tax, provincial tax, CPP, EI, and more can take a significant portion of your gross pay, yet few tools explain why in plain language.
This tool was built to close that gap. Whether you're a newcomer to Canada, a student entering the workforce, or someone negotiating a job offer, you deserve to understand exactly where your money goes before it lands in your bank account.
No ads. No sign-up. No data collected. Just accurate numbers.
Who It's For
Newcomers to Canada
Understanding a Canadian paycheck for the first time can be overwhelming. This tool explains every deduction in plain English.
Students & New Grads
Just starting your career? See what your offer letter salary actually means take-home before you sign.
Job Seekers
Comparing two offers across different provinces? Our comparison tool shows the real difference after all taxes.
HR & Payroll Teams
Quickly estimate employee take-home pay across provinces for compensation planning.
How Calculations Work
All calculations are performed by deterministic TypeScript code using official 2026 CRA rates — not AI. The AI is only used to explain your results in plain language after the numbers are computed.
Federal and provincial tax brackets from the 2026 CRA T4127 formula guide
CPP1 and CPP2 contributions with accurate annual maximums
EI premiums with province-specific rates for Quebec
RRSP deduction limits at 18% of earned income up to the annual maximum
All 10 provinces supported with 2026 bracket rates
Get In Touch
Found a bug? Have a suggestion? We'd love to hear from you.